Monday, 7 April 2014

The Alarming Rate Muslim Laws Are Integrated into the UK’s System


The last time I recalled Sharia Law was that the western countries condemned it for its extreme disregard for human rights in favour of tradition and practice. Sharia law prevented women from education and their rights and even left young MalalaYousafzai almost dead at the hands of Taliban assassins. 



However, if you knew the way the world works, you would have figured out by now that governments prefer a balance of human rights and economic progress in countries. The UK is no exception; it is integrating some changes in the UK legal system to accommodate Sharia laws.

Despite the UK having a small population of Muslims, the integration of Sharia law will allow the UK a richer network of business, corporations and individuals from the population to enrich its economic prospects. If your rights are respected, you are appeased and you would want to serve the government that granted you access to such privileges. This will make corporation heads look up and smell the coffee to help the UK back up to its feet.

It is not a bad thing but Sharia law will have implications not just to the Muslim community, but also to the entire population of the country. In every new law there are trade-offs in loyalties. Immigrants are annoyed and experts criticize the UK’s new immigration laws. The integration of Muslim laws, while it helps the economy, could have non-Muslim males refuse inheritance to their wives.

Sunday, 23 March 2014

How PPI CMCs Actually Work


Despite the Financial Ombudsman and authorities warning on the services of PPI claims management companies or CMCs to be useless because a consumer can get a claim on their own, the consumer still makes the final decision. However, if you choose to work with a CMC, finding the right one is crucial. Don’t go for those providing sweet deals; go for the ones that provide quality for a good price.



A PPI claims management company, specifically PPIClaimsAdviceline.org.uk, often has this deal; if they can get you your refunds successfully, they get 25% off your refund despite how much it truly is, but you do not pay for anything if they fail. However, some CMCs do not make this arrangement clear to consumers, or have very vague definitions. This particular situation even stretches towards companies with Claims Regulation Numbers by the MOJ.

However, 25% is worth it if the CMC will work for you during your busy work hours, or if there are various complications resulting from your claim that takes time to analyse.

CMCs normally get you what you deserve. However, be briefed about the final refund scheme you get. Sometimes, your refunds may repay your existing debts as appointed by both bank and claims handler as fair. This means you are indebted 25% of the total refund to your claims handler.


Tuesday, 11 February 2014

Why It’s Lawful to Provide Abortion Services to Raped Women


Abortion had always been a medical ethics issue the world over and in some countries this is allowed to preserve the health of the mother ensuring good quality of service and healthcare for those seeking unwanted children. However, in other countries, abortion is disallowed and some rape victims are even forced to marry their rapists to preserve the life of a child.



In a right-to-life perspective, the child, whether born of rape or not, has the right to live once conceived. All religions and traditions uphold the value of a child. However, the quality of life the child may have can be uncertain especially in a highly-volatile relationship the child might have with his or her mother, forever reminded of the rapist by the child itself.

Even if it may contradict values, the lesser evil is aborting the child of the raped woman because if the child is not raised in a loving atmosphere, the child will only suffer from his or her parents. It is better that the child will not suffer at all in my opinion.

Emotions will always be involved in raising the child and one’s past is always a factor as to how an individual will learn to love another person, let alone a child. I am in full support of abortion laws and newly-proposed laws because in the end, it is where the individuals suffer the least that matters.

Wednesday, 15 January 2014

The Inevitability of Total Surveillance and the Penetration of Privacy Laws


It is a common fact that you could position yourself better in a social setting if you know the people you are dealing with, namely their interests and personalities. If you have power, the knowledge of such things can help you manipulate people into playing to your plan without coercion. This is the benefit of total surveillance to the government and other corporations, and they can save money from making surveys.


This is why laws on fairness about privacy are put in place. We all want freedom to do things on our own accord, and without these laws that allow us to protect our rights to privacy, we just lose to the bigger corporations.

But then the best player for the game comes. Technology.

Technology carries an amour of convenience and wonder at the capabilities of a device to perform superhuman tasks. Carrying this particular superhuman mentality associated with technology, we inevitably enjoy things that some entity could use against us. We willingly post information about our own selves through social media, share our thoughts through blogs.

Technology is making it easy for us to enjoy this particular freedom, a freedom that has a cost in the form of providing oppressors confidential information about ourselves.

This is why total surveillance, regardless of new laws coming about to protect the right ofindividuals, is highly inevitable. It will likely have similarities to the total surveillance described in Brave New World. No, it will not be an Orwellian police state, but, because the government and almost every corporation in the world knows what we want, they are not breaking any laws because we allow them to look into our lives with open arms.

Monday, 9 December 2013

Are Bitcoins Leaving a Hole in the Economic System?


Until today, even with the recognition of many economics experts and authorities regarding Bitcoin’s benefits for the entire cyberworld and the actual world, some people are still accusing the world’s widest-recognized digital currency as leaving a hole in the economic system. But on a serious note, does it really affect the current financial system greatly?


In every country, a law prevents people from using another form of currency except for the nationally-recognized and government-issued ones. This law is meant to protect people from inflation caused by the lesser-known money. If the lesser-known currency picks up pace, it would damage the financial system and the national mints will have to print more to stop inflation.

By law, bitcoins are illegal, but for the most part, the laws in every country does not protect the individual, but its lifeblood, the industries.

Today’s laws protect established companies from being met with unfair competition and certainly, if bitcoin became part of a country’s circulation, it will definitely bring down existing banks and financial companies. With nobody paying for bank services, a shortage of jobs, closure and industry shutdown could happen.
Are bitcoins leaving a hole in the economic system? You bet, but it is not all that bad.

Friday, 8 November 2013

Several Energy Firms Using Law Loophole on Tax Bills


Cutting tax bills is the work of most accountants and a great budgeting skill for businesses, but exploiting a legal loophole to cut tax bills is improper and irresponsible. According to a research by a local newspaper, 30 UK energy companies have exploited a particular legal loophole to cut bills.


According to The Independent and watchdog Corporate Watch, the 30 UK energy firms have made use of a “quoted Eurobond exemption” which allowed them to accept high interest loans using the Channel Islands Stock Exchange, which proves to be very controversial.

The Independent said that the company racked up huge interest payments to their parent companies, reduced the bottom line of these payments and cut their tax bills. The interest payments were international, allowing them to issue it through the Channel Islands and exit the United Kingdom tax free.

This allows them to avoid the 20% withholding tax. Many companies, including a gas company had avoided £72.5m in taxes. Other firms saved tens of millions of pounds, according to the newspaper.

According to Opposition Leader Ed Miliband, the govenrment’s failure to take down loopholes in the legal sector is costing the UK citizens more than they could chew. Miliband said that he was working with the OECD to address the problems and will consider changing the rules on the treatment of cross-border transactions.

Thursday, 3 October 2013

Trivial No Win No Fee Compensation Claims’ Effects in the United Kingdom

The United Kingdom’s compensation culture probably takes a turn for the worse as UK educational institutions and schools are pulling out their playgrounds and cutting down trees because they cannot pay huge compensation for minor injuries and grazes students get inside school grounds.




One might consider that getting cut and bruised while playing in school is not a reason to get compensation. But because the rules say that the school is responsible for the well-being and safety of its students, parents just make a compensation claim as a form of tuition fee reduction motive.

Let’s put money as a metric for power. People invest power in educational institutions to allow their children to learn how to generate power for themselves. When people gain huge power just because of minor injuries, it can be considered quite trivial.

Trivial compensation claims not only from schools, but also from UK citizens in an accident, create a huge backlash in the insurance industry and government spending. People think that there is always someone to blame for an accident that happened which was their own fault.

Then comes in the no win no fee claims solicitors. These fellows are good guys indeed; they allow people to get compensated for their injuries at a lower cost. However, some of them encourage the abuse of the system, developing a culture that derives on making a claim against a very small form of hassle.

It is advised that you only go to no win no fee claims solicitors to consult about your injuries and how to claim compensation for them, but to avert the large compensation culture that is gnawing at the very core of the UK institution and value system, avoid exploiting the system for your own personal gain.